How to Find the Best Home Servicing Rates


by Dawn Allcot on February 27, 2025  0 Comment

How to Find the Best Home Servicing Rates
Maintaining your home’s systems and exterior are important to preserve the life of your home, reduce the risk of insurance claims, and to enjoy the comfort of a clean, well-maintained house. While many homeowners like to take on basic maintenance themselves, you can save time and ensure tasks like electrical inspections and tune-ups on HVAC systems are done properly by hiring a professional. Of course, with so many fly-by-night companies and scam artists out there, you don’t want to make the wrong choice. It’s important to understand what you need from home service providers and how to find the best ones within your budget.  Home Servicing Needs Whether you’re a new homeowner or have owned your property for years, it’s ...

Benefits of Combining Home and Auto Insurance


by Dawn Allcot on February 27, 2025  0 Comment

Benefits of Combining Home and Auto Insurance
As home and insurance premiums continue to rise, many people are looking for ways to reduce insurance costs without diminishing their coverage levels or quality of service. One way to save money is by bundling your home and auto insurance with the same carrier. What Is Bundling? When you “bundle” insurance, you purchase your policies from the same carrier. People most commonly bundle home insurance and car insurance, but you can also save money by bundling RV, boat, motorcycle, and umbrella policies with the same carrier. It all depends on your insurance needs. Your carrier may refer to an insurance bundle as a multi-policy or multi-line discount. Benefits of Bundling Bundling insurance offers many benefits on top of the obvious ...

How to Find the Best Auto Insurance Rates


by Dawn Allcot on February 27, 2025  0 Comment

How to Find the Best Auto Insurance Rates
How much are you paying for auto insurance? If you are like many Americans, you could be overpaying, especially if you haven’t shopped around for a new policy in several years. Many insurance companies offer low rates for new customers to drive them away from the competition. Americans spend a combined total of $271 billion in auto insurance annually, according to a recent study from online bill pay service doxo. Each U.S. household spends roughly $209 per month on auto insurance. This figure echoes research from Bankrate, which revealed that the average annual premium for full coverage car insurance in 2024 is $2,543, roughly $212 per month. That’s an increase of 26%, according to the personal finance website. Of course, ...

How to Find the Best Homeowner Insurance Rates


by Dawn Allcot on February 27, 2025  0 Comment

How to Find the Best Homeowner Insurance Rates
When you purchase a home with a mortgage, the bank mandates home insurance to protect their investment. But even if you are fortunate to have the funds to buy a home with cash, you’ll want homeowner insurance to minimize your financial risk. Home insurance is designed to cover the cost of loss due to fire, storm damage, theft, vandalism and other events. It also protects your financial interests if someone is injured on your property. When you’re shopping for a home insurance policy, it’s important to understand the types of coverage, risks of being uninsured or underinsured, factors that affect rates, and how to find the best policy to meet your needs and budget. Types of Homeowner Insurance Different aspects ...